轻松掌握*与个人贷款(省钱、赚钱、提升额度)

Name: 轻松掌握*与个人贷款(省钱、赚钱、提升额度)
Brand: 中国铁道出版社
SKU: X95-1412055924
Price: 19.5 USD
Availability: InStock

Brand: 中国铁道出版社 Sold By: EM China

$19.50 In Stock

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June2025

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编辑推荐

办卡、消费、省钱、赚钱、提额、贷款、提升额度：助你生活更轻松了解*——功能、特点、需求，一个也不少神奇功能，个性特点，用卡需求，办卡应知，一应俱全选好*——多家银行*介绍13家银行，87种*，总有一张合适你。用好*——刷卡消费、分期付款、积分兑换一次性消费，分期偿还，资金价值大化，通过积分兑换礼品管好*——账单管理、还款管理、规避陷阱账单要会算，12种还款途径要了解，各种*陷阱要知道购车购房贷款——个人贷款产品介绍及办理流程清楚贷款方式，了解利率和公积金贷款额度，贷款购车购房。个人信用贷——线上线下贷款品种全攻略支付宝芝麻分/花呗/借呗，*白条/金条/京农贷、微信微粒贷

内容简介

轻松掌握*与个人贷款（省钱、赚钱、提升额度）以图文并茂的方式，配合实际案例，讲述了*各方面知识以及个人贷款的相关知识。全书共包括12 章，其主要内容有关于*、了解*、办理*、选择*、申领*、使用*、偿还*、精通*、*心得、购车贷款、购房贷款和个人信用贷款等内容。通过本书的学习，帮助未接触过*的读者全面了解*，帮助已有*的读者精通*的使用方法，同时也帮助急需资金的人士了解个人购车贷款、购房贷款和信用贷款的相关知识。本书内容深入浅出、循序渐进，包括个人贷款方面的入门知识，适合想要办理*或初步接触*与个人贷款的读者，也可作为资深*用户借鉴参阅材料。

作者简介

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目　　录

第1章关于知多少1
1.1 神秘的却有神奇的功能.2
1.1.1 消费购物2
1.1.2 转账结算2
1.1.3 分期付款3
1.1.4 支取现金5
1.1.5 小额贷款5

1.2 神奇在什么地方.6
1.2.1 提前消费，先享受后承受.6
1.2.2 轻松出行，刷卡购物更方便.7
1.2.3 信用积累，展现金融信誉.8
1.2.4 超强实惠，享受超级折扣.10
1.2.5 打破局限，全国通行无障碍.10

第1章关于知多少1
1.1 神秘的却有神奇的功能.2
1.1.1 消费购物2
1.1.2 转账结算2
1.1.3 分期付款3
1.1.4 支取现金5
1.1.5 小额贷款5

1.2 神奇在什么地方.6
1.2.1 提前消费，先享受后承受.6
1.2.2 轻松出行，刷卡购物更方便.7
1.2.3 信用积累，展现金融信誉.8
1.2.4 超强实惠，享受超级折扣.10
1.2.5 打破局限，全国通行无障碍.10
1.2.6 积分兑换，消费也能获好处11

1.3 是如何分类的12
1.3.1 按卡片等级分类.12
1.3.2 按发卡机构分类.13
1.3.3 按发卡对象分类.14
1.3.4 按从属关系分类.14
1.3.5 按流通范围分类.15
1.3.6 按币种数目分类.16
1.3.7 按存储介质分类.16
1.3.8 按卡片外形分类.17

1.4 了解一般的外观18
1.4.1 正面信息.18
1.4.2 背面信息.19

1.5 的几大组织20
1.5.1 中国银联（China UnionPay）20
1.5.2 威士国际组织（VISAInternational）21
1.5.3 万事达国际组织（MasterCardInternational）.22
1.5.4 美国运通公司（AmericanExpress）.22
1.5.5 大莱公司（Diners Card）.23
1.5.6 JCB 国际组织（Japan CreditBureau）23

1.6 的专业术语24
1.6.1 持卡人24
1.6.2 信用额度24
1.6.3 可用额度25
1.6.4 取现额度26
1.6.5 账单日26
1.6.6 到期还款日27
1.6.7 免息还款期27
1.6.8 账单金额28
1.6.9 还款额29
1.6.10 超限费29
1.6.11 溢缴款.30
1.6.12 滞纳金31

第2章让人爱不释手的理由 33
2.1 发掘的一些价值.34
2.1.1 轻松节省生活开支.34
2.1.2 有效提升信用形象.35
2.1.3 大额购物更方便省钱.36
2.1.4 获取免费赠送的优惠.37
2.1.5 获得额外的收益.38

2.2 加速的ETC .38
2.2.1 何谓ETC38
2.2.2 使用ETC的好处.39
2.2.3 如何办理车载电子标签.40
2.2.4 ETC账户与的绑定41
2.2.5 推出ETC业务的银行及优惠.42

2.3 养车的汽车44
2.3.1 中国工商银行——工银爱车Plus 45
2.3.2 中国建设银行——安邦保险龙卡IC .45
2.3.3 中国建设银行——东风日产车主会员IC.46
2.3.4 中国农业银行——安邦车主.47
2.3.5 交通银行——永达汽车.48
2.3.6 招商银行——Car Card 汽车.49
2.3.7 兴业银行——新车友IC .49
2.3.8 平安银行——平安车主.50

第3章明确需求办51
3.1 了解各类的优势.52
3.1.1 各种联名.52
3.1.2 单币卡和双币.65
3.1.3 主题66

3.2 你属于哪个人群，决定你用什么卡.67
3.2.1 适合购物狂的.67
3.2.2 了解时尚女性的.68
3.2.3 守护爱车族的.69
3.2.4 适合青年学生的.71

第4章选择适合自己的73
4.1 中国银行常见.74
4.1.1 全币种国际芯片卡.74
4.1.2 长城环球通.75
4.1.3 中银都市缤纷卡.75
4.1.4 长城环球通自由行.76
4.1.5 凤凰知音国航中银.76
4.1.6 长城环球通白金.77
4.1.7 长城公务卡77
4.1.8 中银JCB 78

4.2 中国农业银行常见.79
4.2.1 悠然白金.79
4.2.2 金穗QQ 联名IC .79
4.2.3 金穗悠游世界.80
4.2.4 喜羊羊与灰太狼联名IC .80
4.2.5 安邦车主.81
4.2.6 VISA 奥运82
4.2.7 金穗公务卡82
4.2.8 环球商旅.83

4.3 中国工商银行常见.83
4.3.1 国航知音牡丹.84
4.3.2 工银多币种.84
4.3.3 工银长隆联名卡.85
4.3.4 工银人保爱车.86
4.3.5 逸贷86
4.3.6 工银东航联名卡.87
4.3.7 工银安邦.88
4.3.8 工银携程.88

4.4 中国建设银行常见.89
4.4.1 芭比美丽.89
4.4.2 欧洲旅行.90
4.4.3 世界旅行.91
4.4.4 变形金刚主题.91
4.4.5 南航明珠龙卡.92
4.4.6 艺龙畅行龙卡93
4.4.7 深圳旅游?全城热购IC.93
4.4.8 龙卡全球支付.94

4.5 交通银行常见95
4.5.1 交通银行标准.95
4.5.2 白金96
4.5.3 Y-POWER 96
4.5.4 交通银行锦江之星.97
4.5.5 永达汽车.97
4.5.6 航空秘书.98
4.5.7 交通银行太平洋沃尔玛.99

4.6 招商银行的99
4.6.1 招商银行MasterCard 100
4.6.2 YOUNG 卡（青年版）.100
4.6.3 QQ会员联名101
4.6.4 Car Card 汽车.101
4.6.5 国航知音.102
4.6.6 携程旅行.103

4.7 中信银行103
4.7.1 中信银联标准IC .104
4.7.2 中信悦卡.105
4.7.3 中信腾讯QQ 会员联名卡.105
4.7.4 中信i白金.106
4.7.5 中信.107
4.7.6 中信猫眼电影联名.107
4.7.7 中信国航知音.108
4.7.8 中信携程联名.108

4.8 兴业银行109
4.8.1 睿白金109
4.8.2 网联名110
4.8.3 Garfield 110
4.8.4 银联人民币白金111
4.8.5 艺龙旅行112
4.8.6 东方航空联名112
4.8.7 新车友 113

4.9 广发银行113
4.9.1 广发114
4.9.2 广发携程114
4.9.3 广发希望115
4.9.4 广发真情116
4.9.5 广发车主116
4.9.6 广发留学生117
4.9.7 广发粤通卡 118

4.10 民生银行.118
4.10.1 民生标准118
4.10.2 民生百度外卖联名卡119
4.10.3 民生京东白条联名卡.120
4.10.4 民生网乐购分期.120
4.10.5 民生女人花卡121
4.10.6 民生国航联名卡.121
4.10.7 民生东方航空联名卡.122
4.10.8 民生同道大叔星座卡.122

4.11 光大银行 123
4.11.1 光大爱奇艺联名金卡.123
4.11.2 光大小Q卡粉色梦幻123
4.11.3 嘉人香水.124

4.12 浦发银行 124
4.12.1 加速积分卡125
4.12.2 东航?浦发联名.125
4.12.3 标准IC .126
4.12.4 浦发梦卡126
4.12.5 浦发青春.127

4.13 华夏银行 128
4.13.1 华夏爱奇艺“悦看”联名.128
4.13.2 华夏易达金卡129
4.13.3 华夏ETC.129
4.13.4 华夏SMART .130

第5章如何申领.131
5.1 通过哪些途径可以申请132
5.1.1 简单的代理申请.132
5.1.2 方便的网上申请.133
5.1.3 安全的营业厅申请.136

5.2 申请需要哪些流程136
5.2.1 确认申请条件并发出申请.136
5.2.2 阅读并充分了解领用合约.140
5.2.3 认真填写申请表.143
5.2.4 递交所需证明及材料.145
5.2.5 核实用户身份并印发.147

5.3 领到，需要激活后才能使用148
5.3.1 激活的意义与方法.148
5.3.2 通过电话激活.149
5.3.3 通过网页激活.150
5.3.4 其他激活方式151

第6章用好.153
6.1 使用支付的几种方式 154
6.1.1 常用的POS机刷卡.154
6.1.2 时尚的网上支付.156
6.1.3 便捷的手机支付.157

6.2 使货币价值化 158
6.2.1 有多长时间的免息期.158
6.2.2 刷卡享受最长免息期.159
6.2.3 高手教你如何延长免息期.161

6.3 分期减小经济压力162
6.3.1 分期的几种方式.162
6.3.2 中国银行分期服务.163
6.3.3 中国农业银行分期服务.164
6.3.4 中国工商银行分期服务.165
6.3.5 中国建设银行分期服务.166
6.3.6 交通银行分期服务.168
6.3.7 中信银行分期服务.169
6.3.8 招商银行分期服务.170
6.3.9 兴业银行分期服务.172
6.3.10 光大银行分期服务.174
6.3.11 浦发银行分期服务.175
6.3.12 民生银行分期服务.176
6.3.13 11 家银行同期手续费对比177

6.4 网上购物也轻松180
6.4.1 购物“刷”.180
6.4.2 京东购物也用.181
6.4.3 也可购火车票.183

6.5 用好也能省钱 184

书摘插画

商品详情

基本信息

书名:轻松掌握*与个人贷款(省钱、赚钱、提升额度)

定价：55.00元

作者:刘益杰

出版社：中国铁道出版社

出版日期：2018-04-01

ISBN：9787113240844

字数：

页码：

版次：1

装帧：平装-胶订

开本：16开

商品重量：0.4kg

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